International Journal of Home Science
2020, VOL. 6 ISSUE 2, PART A
Self help groups: The challenges faced and strategies to overcome them: A case of Punjab
Author(s): Dr. Parul Gupta
Abstract:
The Self Help Groups have been instrumental in ensuring women are empowered socio-economically in our country and in the state of Punjab. They are becoming financially independent and have been helping their families and people around them become self-dependent. The governments are also making efforts to ensure that they can help the members of these SHG’s through the financial inclusion and other related tools. Punjab also has been working hard to ensure that they also promote the culture of SHG’s centered around agriculture and allied activities and a lot of other income generating activities. Despite the efforts Punjab still lags behind in terms of the coverage of rural households under SHGs. The current paper made an attempt to try and identify reasons as to why Punjab is falling behind in terms of penetration and effectiveness of SHG’s, despite the enormous opportunities. The challenges faced by the SHGs in Punjab were identified followed by the different strategies that can be used to overcome the challenges faced by the SHG’s. The strategies suggested in the paper can go a long way in helping the SHGs of Punjab to achieve greater heights and thereby helping the rural economy become self-reliant and self-sustained.
How to cite this article:
Dr. Parul Gupta. Self help groups: The challenges faced and strategies to overcome them: A case of Punjab. Int J Home Sci 2020;6(2):07-12.